jump to main menu jump to subject menu jump to content jump to footer

Citizens Property Insurance Corporation (Citizens) Public Rate Hearing

The Florida Office of Insurance Regulation (OIR) will conduct a rate hearing to receive public comment for Citizens’ proposed rate changes at 5:00 p.m. on Thursday, March 14, 2019. The hearing will be held at Florida International University’s Kovens Conference Center (Biscayne Bay Campus) located in North Miami, Florida.

The purpose of the public hearing is to discuss Citizens’ proposed rate changes for its business in the Coastal Account (CA), Commercial Lines Account (CLA), and the Personal Lines Account (PLA).

These accounts include, but are not limited to: Homeowners, Mobile Homeowners, Commercial Property, and the Dwelling Fire lines of business.


Kovens Conference Center, Bayview Ballroom North, Room 214B
Florida International University (Biscayne Bay Campus)
3000 NE 151st Street, North Miami, Florida 33181-3000
Driving Directions and Map
Event Parking Registration


The proposed Citizens rate filings listed below can be accessed via the IRFS Forms & Rates Filing system by using the following search criteria: file log numbers (see chart below) or by entering “Citizens” as the “company name” in the “Quick Search” tab. Scroll down to the bottom of the results page for the most recent filing information.

File Log #

Rate Change

Proposed Rate Filing
(by county, where
19-00810 8.5% increase Homeowners Multi-Peril (PLA) HO-3, HO-4, HO-6, Summary
19-00811 8.7% increase Homeowners Wind Only (CA) HO-3, HO-4, HO-6, Summary
19-00843 8.7% increase Property/Personal (Dwelling Fire) (PLA) DP-1, DP-3, Summary
19-00844 8.2% increase Property/Personal (Dwelling Fire) Wind Only (CA) DP-3, Summary
19-00931 1.6% increase Mobile Homeowners Multi-Peril (PLA) MHO-3, MHO-4, Summary
19-00932 9.8% increase Mobile Homeowners Wind Only (CA) MHO-3, Summary
19-00955 8.0% increase Mobile Homeowners (Dwelling Fire) (PLA) MHO-Dwelling, Summary
19-00956 9.6% increase Mobile Homeowners (Dwelling Fire) Wind Only (CA) MHO-Dwelling, Summary
19-00251 5.3% increase Commercial Property Residential Multi-Peril (Condo Assn.)(CLA) Summary
19-00252 5.0% increase Commercial Property Residential Multi-Peril (Ex. Condo Assn.) (CLA) Summary
19-00275 5.0% increase Commercial Property Non-Residential Multi-Peril (CLA) Summary
19-00387 10.5% increase Commercial Property Residential Wind Only (Condo Assn.) (CA) Summary
19-00388 10.0% increase Commercial Property Residential Wind Only (Ex. Condo Assn.) (CA) Summary
19-00470 10.0% increase Commercial Property Non-Residential Wind Only (CA) Summary

There are no proposed rate changes for Sinkhole coverage and the requested rate increases in the chart above are not uniform. The effective date of the proposed rate changes for all three accounts (Coastal, Commercial Lines, and Personal Lines) is September 1, 2019.


The general public is welcome to submit comments about Citizens’ proposed rate filings by sending an email to: ratehearings@floir.com with “Citizens” in the subject line of the email. Comments will be accepted for consideration on rate filings until 5:00 p.m. (Eastern Time) on March 22, 2019. Under Florida law, written communications to the OIR are public record and subject to disclosure, including being available to the public and media. To learn more, visit the OIR’s Internet Privacy Policy.


Communications Office
Main Press Line: (850) 413-2515
Email: press@floir.com