Hurricane Michael Claims Data
Since Hurricane Michael made landfall as a Category 5 hurricane on the Florida Panhandle on Wednesday, October 10, 2018, the OIR has conducted 44 distinct Hurricane Michael data calls. Reporting includes:
- Daily data calls beginning October 12, 2018 through November 9, 2018;
- Weekly data calls beginning November 16, 2018 through February 22, 2019;
- Bimonthly data calls from March 15, 2019 to April 26, 2019; and
- Monthly calls from May 31, 2019 through October 26, 2019.
The reporting of claims for Hurricane Michael is cumulative and OIR compels all insurers to report data as of each required reporting date, per section 624.307, Florida Statutes.
For Consumers
OIR encourages consumers who are having issues with a claim to report it. Click here to report an issue with a claim.
Reporting
Download the full report here.
Data call summary as of October 25, 2019 here.
| Lines of Business |
Number of Claims Reported |
Claims Closed with Payment |
Claims Closed without Payment |
Number of Open Claims |
Percent of Claims Closed |
| Residential Property |
99,554 |
74,363 |
13,790 |
11,401 |
88.5% |
| Homeowners |
73,222 |
53,567 |
10,528 |
9,127 |
87.5% |
| Dwelling |
15,993 |
11,950 |
2,444 |
1,599 |
90.0% |
| Mobile Homeowners |
9,423 |
8,307 |
657 |
459 |
95.1% |
| Commercial Residential |
916 |
539 |
161 |
216 |
76.4% |
| Commercial Property |
11,152 |
5,042 |
2,594 |
3,516 |
68.5% |
| Private Flood |
242 |
169 |
53 |
20 |
91.7% |
| Business Interruption |
872 |
351 |
250 |
271 |
68.9% |
| Other Lines of Business* |
37,953 |
32,975 |
4,293 |
685 |
98.2% |
| TOTALS |
149,773 |
112,900 |
20,980 |
15,893 |
89.4% |
Total Estimated Insured Losses: $7,439,396,739
| County |
Number of Claims Reported |
Claims Closed with Payment |
Claims Closed without Payment |
Number of Open Claims |
Percent of Claims Closed |
| BAY |
89,772 |
68,997 |
9,197 |
11,578 |
87.1% |
| CALHOUN |
4,083 |
3,500 |
287 |
296 |
92.8% |
| FRANKLIN |
2,347 |
1,312 |
874 |
161 |
93.1% |
| GADSDEN |
6,280 |
4,666 |
1,144 |
470 |
92.5% |
| GULF |
8,254 |
6,102 |
1,265 |
887 |
89.3% |
| HOLMES |
1,030 |
746 |
237 |
47 |
95.4% |
| JACKSON |
14,047 |
11,646 |
1,226 |
1,175 |
91.6% |
| JEFFERSON |
192 |
136 |
52 |
4 |
97.9% |
| LEON |
10,236 |
6,730 |
3,182 |
324 |
96.8% |
| LIBERTY |
1,185 |
1,016 |
118 |
51 |
95.7% |
| WAKULLA |
1,439 |
983 |
425 |
31 |
97.8% |
| WASHINGTON |
3,614 |
2,914 |
491 |
209 |
94.2% |
| REST OF THE STATE |
7,294 |
4,152 |
2,482 |
660 |
91.0% |
| TOTAL |
149,773 |
112,900 |
20,980 |
15,893 |
89.4% |