Federal Health Insurance
In March 2010, the federal government passed health care insurance reform, which included the Patient Protection and Affordable Care Act (PPACA) and the Health Care and Education Reconciliation Act of 2010. Together, these bills are referred to as the Affordable Care Act (ACA). This page contains information, PPACA Plan Year Information, and other resources related to ACA.
Forms & Rates Search System
IRFS is a search system which allows users to search for and download form and/or rate filings submitted by insurance companies to OIR. IRFS is available here.
Plan Year Information
Informational Guidance on Florida's Form & Rate Filing Process for PPACA 2025 Plans | Individual PPACA Market Monthly Premiums for Plan Year 2025 | Small Group PPACA Market Monthly Premiums for Plan Year 2025 |
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Informational Guidance on Florida's Form & Rate Filing Process for PPACA 2024 Plans | Individual PPACA Market Monthly Premiums for Plan Year 2024 | Small Group PPACA Market Monthly Premiums for Plan Year 2024 |
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Informational Guidance on Florida's Form & Rate Filing Process for PPACA 2023 Plans | Individual PPACA Market Monthly Premiums for Plan Year 2023 | Small Group PPACA Market Monthly Premiums for Plan Year 2023 |
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Informational Guidance on Florida's Form & Rate Filing Process for PPACA 2022 Plans | Individual PPACA Market Monthly Premiums for Plan Year 2022 | Small Group PPACA Market Monthly Premiums for Plan Year 2022 |
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Informational Guidance on Florida's Form & Rate Filing Process for PPACA 2021 Plans | Individual PPACA Market Monthly Premiums for Plan Year 2021 | Small Group PPACA Market Monthly Premiums for Plan Year 2021 |
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Informational Guidance on Florida's Form & Rate Filing Process for PPACA 2020 Plans | Individual PPACA Market Monthly Premiums for Plan Year 2020 | Small Group PPACA Market Monthly Premiums for Plan Year 2020 |
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ACA - Florida Review Worksheets
OIR developed the following worksheets to assist insurance companies and health maintenance organizations in making form filings that are compliant with the Affordable Care Act (ACA) requirements, effective January 1, 2014.
OIR encourages companies to download, complete, scan and upload these forms as part of all form filings intended to be compliant with the 2014 ACA requirements submitted to OIR via I-File. This will expedite the review process and increase speed to the market.
These worksheets will be updated on a continuing bases as additional federal guidance is provided. You are encouraged to use the most recently updated version. The worksheets may not contain all of the requirements of the ACA. OIR offers these worksheets as guidance only, and should not be considered a directive by OIR.
- HMO Master Group Application (version 5/20/2014)
- HMO Small and Large Group Contract (version 5/21/2015)
- Individual Major Medical Outline of Coverage (version 5/22/2015)
- Individual Major Medical Health CATASTROPHIC Contract (version 5/21/2015)
- Individual Major Medical Contract (version 5/21/2015)
- Major Medical Group Health Application (version 5/20/2014)
- HMO Individual Application (version 5/20/2014)
- Individual Health Application (version 5/20/2014)
- Small and Large Group Major Medical Health Contract (version 5/21/2015)
- HMO Individual Contract (version 5/21/2015)
- Small and Large Group Stand-Alone Dental Contract (version 5/21/2015)
- Stand-Alone Dental Individual Contract (version 5/21/2015)
Florida Health Insurer Information
Previous Plan Year Information
2019 - 2014
- Notice
- Small Group PPACA Market Monthly Premiums for Plan Year 2019
- Small Group Market Health Insurance Plan Distribution by Company
- Small Group Market Availability by Company
- Individual PPACA Market Monthly Premiums for Plan Year 2019
- Individual Market Health Insurance Plan Distribution by Company
- Individual Market Availability by County
- Family of Four With an Income of $53k Enrolled in an Average Silver Plan
- Single Individual With an Income of $27k Enrolled in an Average Silver Plan
- 2019 Plan Year PPACA-Compliant Information Summary
- Initial Filing Questions
- Data Template
- Drug Formulary Attestation
- HIV/AIDS Formulary Instructions
- HIV/AIDS Formulary Template
- Notice
- Small Group PPACA Market Monthly Premiums for Plan Year 2018
- Small Group Market Health Insurance Plan Distribution by Company
- Small Group Market Availability by Company
- Individual PPACA Market Monthly Premiums for Plan Year 2018
- Individual Market Health Insurance Plan Distribution by Company
- Individual Market Availability by County
- Family of Four With an Income of $53k Enrolled in an Average Silver Plan
- Family of Four With an Income of $53k Enrolled in the 2nd Lowest Silver Plan
- Single Individual With an Income of $27k Enrolled in an Average Silver Plan
- Single Individual With an Income of $27k Enrolled in the 2nd Lowest Silver Plan
- Initial Filing Questions
- Enrollment Template
- Drug Formulary Attestation
- HIV/AIDS Formulary Instructions
- HIV/AIDS Formulary Template
- Chronic Conditions Template
- Sample Experience Exhibit
- Notice
- Small Group PPACA Market Monthly Premiums for Plan Year 2017
- Individual PPACA Market Monthly Premiums for Plan Year 2017
- Individual Market Plan Distribution by Company
- Individual Market Plan Distribution by County
- 2017 Individual Subsidy for 27K (with 2016)
- 2017 Family of Four Subsidy for 53K (with 2016)
- 2017 Safe Harbor Guidelines for HIV/AIDS Drugs
- 2017 Safe Harbor Template for HIV/AIDS Drugs
- Chronic Conditions Template for Plan Year 2017 Filings
- Officer or Director Attestation Non-Discrimination of Formulary Drug List
- Notice
- Sample Experience Exhibit Guidance on the Rate Filing Process for PPACA Filings
- Small Group PPACA Market Monthly Premiums for Plan Year 2016
- Individual PPACA Market Monthly Premiums for Plan Year 2016
- Individual Market Plan Distribution by Company and County - (Revised as of 9/4/15)
- 2016 Individual Subsidy for 27K (with 2015)
- 2016 Family of Four Subsidy for 53k (with 2015)
- Presentation to the Florida House Health & Human Services Committee
- Individual PPACA Market Monthly Premium for Plan Year 2015 (12/03/2014)
- Florida Health Insurers Selling 2015 PPACA-Compliant Small Group Policies and their SHOP Exchange Status
- Presentation to the Florida Health Insurance Advisory Board
- NAIC Presentation to the Florida Health Insurance Advisory Board
- 2015 Individual Market Average Silver Premium for a Family of 4, Earning $51,000/Year
- 2015 Individual Market Average Silver Premium for an Individual, Earning $27,000/Year
- Individual PPACA Market Monthly Premium for Plan Year 2015
- Health Insurance Companies Offering Plans in the Individual Market by County and Metal Level
- Presentation to the Florida House Select Committee (1/9/2014)
- Individual and Small Group Market Monthly Premiums Before and After PPACA
- Metal Level Plan Distribution by Company
- Number of Plans Available in the Individual and Small Groups Market by County
- Health Insurance Companies Offering Plans in the Individual and Small Group Markets By County
- Individual Monthly Health Insurance Premiums Before and After PPACA
- Health Insurance Plans by Company
- Health Insurance Plan Distribution by County
- 2013 Florida Health Insurance Companies PPACA Taxes and Fees
- Presentation to the Florida Senate Select Committee
- Presentation to the Florida House Select Committee (1/25/2013)