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OIR conducts a public rate hearing regarding the Citizens Property Insurance Corporation (Citizens) rate filing to hear testimony from the company and receive public comment. Details regarding the most recent rate hearing are available below.

Citizens Property Insurance Corporation
Public Rate Hearing

2024 Citizens Rate Hearing

The Florida Office of Insurance Regulation (OIR) is conducting a rate hearing to receive public comment for Citizens’ proposed rate changes at 1 p.m. on Thursday, August 1, 2024.

The purpose of the public hearing was to discuss Citizens’ proposed rate changes for its business in the Coastal Account (CA), Commercial Lines Account (CLA), and the Personal Lines Account (PLA).

Public Comments / Testimony

Comments will be accepted for consideration on rate filings until 5:00 p.m. on August 15, 2024. Under Florida law, written communications to the OIR are public record and subject to disclosure, including being available to the public and media.

The proposed Citizens rate filings listed below can be accessed via the IRFS Forms & Rates Filing Search system by using the following search criteria: file log numbers (see chart below) or by entering “Citizens” as the “company name” in the “Quick Search” tab. Scroll down to the bottom of the results page for the most recent filing information.
File Log #Overall Proposed ChangeAccountProposed Rate Level Effect by Territory and County
24-030310+13.5%Homeowners Multi-Peril (PLA)HO-3, HO-4, HO-6 (PLA)
24-030311+14.4%Homeowners Multi-Peril (CA)HO-3, HO-4, HO-6 (CA)
24-030441+13.9%Property/Personal (Dwelling Fire) (PLA) DP-1, DP-3 (PLA)
24-030444+17.2%Property/Personal (Dwelling Fire) Wind Only (CA)DW-3 (CA)
24-031016+22.1%Mobile Homeowners Multi-Peril (PLA)MHO-3, MHO-4 (PLA)
24-031018+26.6%Mobile Homeowners Multi-Peril (CA)MHO-3 (CA)
24-031814+19.0%Mobile Homeowners Physical Damage (PLA)MHO-Dwelling (PLA)
24-031855+19.7%Mobile Homeowners Physical Damage Wind Only (CA)MHO-Dwelling (CA)
24-037241+12.0%Commercial Residential Multi-Peril Condo Assn. (CLA)CRM Condo (CLA)
24-037237+11.5%Commercial Residential Multi-Peril Excluding Condo Assn. (CA)CRM Non-Condo (CA)
24-037430+0.0%Commercial Non-Residential Multi-Peril (CLA)CNRM (CA)
24-037523+12.2%Commercial Residential Wind Only Excluding Condo (CA)CRW Non-Condo (CA)
24-037522+12.4%Commercial Residential Wind Only Condo Assn. (CA)CRW Condo (CA)
24-037525+0.4%Commercial Non-Residential Wind Only (CA)CNRW (CA)