Title Insurance



Overview

Title insurance insures owners of real property, or lenders using real property as collateral, against loss arising out of defective or invalid titles and the existence of other liens or other legal claims against titles to real property.

Title insurance can provide similar coverage regarding personal property.



Statutes, Rules, & Legislative Changes

Title Legislative Changes


Approvable Language for Policy Forms, Endorsements, and Other Instruments

Title Type Size
2021 ALTA Loan Policy pdf 357 KB Download2021 ALTA Loan Policy
2021 ALTA Owners Policy pdf 245 KB Download2021 ALTA Owners Policy
2021 ALTA SF Commitment for SF Res Loan Policy pdf 169 KB Download2021 ALTA SF Commitment for SF Res Loan Policy
ALTA 4.1 Condominium - Current Assessments 2021 pdf 109 KB DownloadALTA 4.1 Condominium - Current Assessments 2021
ALTA 6.0 Variable Rate Mortgage 2021 pdf 90 KB DownloadALTA 6.0 Variable Rate Mortgage 2021
ALTA 6.2 Variable Rate Mortgage - Negative Amortization 2021 pdf 97 KB DownloadALTA 6.2 Variable Rate Mortgage - Negative Amortization 2021
ALTA 7.1 Manufactured Housing-Conversion-LP 2021 pdf 91 KB DownloadALTA 7.1 Manufactured Housing-Conversion-LP 2021
ALTA 7.2 Manufactured Housing-Conversion-OP 2021 pdf 98 KB DownloadALTA 7.2 Manufactured Housing-Conversion-OP 2021
ALTA 8.1 Environmental Protection Lien 2021 pdf 17 KB DownloadALTA 8.1 Environmental Protection Lien 2021
ALTA 10.0 Assignment 2021 pdf 98 KB DownloadALTA 10.0 Assignment 2021
ALTA 10.1 Assignment and Date Down 2021 pdf 70 KB DownloadALTA 10.1 Assignment and Date Down 2021
ALTA 11.0 Mortgage Modification 2021 pdf 61 KB DownloadALTA 11.0 Mortgage Modification 2021
ALTA 11.1 Mortgage Modification with Subordination 2021 pdf 144 KB DownloadALTA 11.1 Mortgage Modification with Subordination 2021
ALTA 11.2 Mortgage Modification with Additional Insurance 2021 pdf 151 KB DownloadALTA 11.2 Mortgage Modification with Additional Insurance 2021
ALTA 12.0 Aggregation - Loan Policy 2021 pdf 137 KB DownloadALTA 12.0 Aggregation - Loan Policy 2021
ALTA 14.0 Future Advance Priority 2021 pdf 116 KB DownloadALTA 14.0 Future Advance Priority 2021
ALTA 14.2 Future Advance Letter of Credit 2021 pdf 110 KB DownloadALTA 14.2 Future Advance Letter of Credit 2021
ALTA 14.3 - Future Advance Reverse Mortgage 2021 pdf 117 KB DownloadALTA 14.3 - Future Advance Reverse Mortgage 2021
ALTA Commitment 2021 pdf 243 KB DownloadALTA Commitment 2021
ALTA SF RLP-Current Assessment 2021 pdf 189 KB DownloadALTA SF RLP-Current Assessment 2021
CPL - Single Transaction 2021 pdf 142 KB DownloadCPL - Single Transaction 2021
Optional Schedule B of ALTA Loan Policy with PartI and Part II 2021 pdf 117 KB DownloadOptional Schedule B of ALTA Loan Policy with PartI and Part II 2021
Title Type Size
ALTA Owners Policy of Title Insurance with Florida Modifications pdf 791 KB DownloadALTA Owners Policy of Title Insurance with Florida Modifications
Short Form Commitment pdf 730 KB DownloadShort Form Commitment
Residential Limited Coverage Mortgage Modification Policy with Florida Mods pdf 667 KB DownloadResidential Limited Coverage Mortgage Modification Policy with Florida Mods
Short Form Residential Loan Policy pdf 222 KB DownloadShort Form Residential Loan Policy
Option - Endorsement pdf 55 KB DownloadOption - Endorsement
Florida Balloon Mortgage - Endorsement pdf 46 KB DownloadFlorida Balloon Mortgage - Endorsement
US Policy pdf 286 KB DownloadUS Policy
Foreign Currency - Endorsement pdf 48 KB DownloadForeign Currency - Endorsement
Navigational Servitude - Endorsement pdf 53 KB DownloadNavigational Servitude - Endorsement
Revolving Credit - Endorsement pdf 48 KB DownloadRevolving Credit - Endorsement
Shared Appreciation - Endorsement pdf 47 KB DownloadShared Appreciation - Endorsement
Survey - Endorsement pdf 44 KB DownloadSurvey - Endorsement
2006 - Owners Policy Jacket pdf 238 KB Download2006 - Owners Policy Jacket
Commitment of Title Insurance with Florida Mods pdf 410 KB DownloadCommitment of Title Insurance with Florida Mods
2006 - Loan Policy Schedules pdf 148 KB Download2006 - Loan Policy Schedules
2006 - Owners Policy Schedules pdf 126 KB Download2006 - Owners Policy Schedules
Closing Protection Letter – Single Transaction Revised 12-1-15 – with Florida Mods pdf 132 KB DownloadClosing Protection Letter – Single Transaction Revised 12-1-15 – with Florida Mods
Assignment of Mortgage - Endorsement FL pdf 63 KB DownloadAssignment of Mortgage - Endorsement FL
Change of Partners -Endorsement pdf 46 KB DownloadChange of Partners -Endorsement
Additional Interest - Endorsement pdf 47 KB DownloadAdditional Interest - Endorsement
Construction Loan Up-Date - Endorsement pdf 44 KB DownloadConstruction Loan Up-Date - Endorsement
Contiguity – Endorsement pdf 43 KB DownloadContiguity – Endorsement
10-06 – Assignment – Endorsement pdf 69 KB Download10-06 – Assignment – Endorsement
12-06 – Aggregation – Endorsement pdf 139 KB Download12-06 – Aggregation – Endorsement
11-06 – Mortgage Modification – Endorsement pdf 75 KB Download11-06 – Mortgage Modification – Endorsement
13-06 – Leasehold Owners – Endorsement pdf 83 KB Download13-06 – Leasehold Owners – Endorsement
14-1-06 – Future Advance - Knowledge – Endorsement pdf 83 KB Download14-1-06 – Future Advance - Knowledge – Endorsement
14-3-06 – Future Advance- Reverse Mortgage – Endorsement pdf 85 KB Download14-3-06 – Future Advance- Reverse Mortgage – Endorsement
14-06 – Future Advance – Endorsement pdf 83 KB Download14-06 – Future Advance – Endorsement
13-1-06 – Leasehold Loan – Endorsement pdf 83 KB Download13-1-06 – Leasehold Loan – Endorsement
14-2-06 – Future Advance - Letter of Credit – Endorsement pdf 85 KB Download14-2-06 – Future Advance - Letter of Credit – Endorsement
39-06 – Policy Authentication – Endorsement pdf 43 KB Download39-06 – Policy Authentication – Endorsement
23-1-06 – Co-Insurance - Multiple Parcels (8-1-17) with Florida Mods – Endorsement pdf 30 KB Download23-1-06 – Co-Insurance - Multiple Parcels (8-1-17) with Florida Mods – Endorsement
23-06 – Co- Insurance - Single Policy (10-16-08) – Endorsement pdf 18 KB Download23-06 – Co- Insurance - Single Policy (10-16-08) – Endorsement
4-1-06 – Condominium – Endorsement pdf 87 KB Download4-1-06 – Condominium – Endorsement
9-2-06 – Restrictions Encroachments Minerals - Improved Land – Endorsement pdf 231 KB Download9-2-06 – Restrictions Encroachments Minerals - Improved Land – Endorsement
5-1-06 – Planned Unit Development – Endorsement pdf 76 KB Download5-1-06 – Planned Unit Development – Endorsement
6-06 – Variable Rate Mortgage – Endorsement pdf 75 KB Download6-06 – Variable Rate Mortgage – Endorsement
7-06 – Manufactured Housing Unit – Endorsement pdf 74 KB Download7-06 – Manufactured Housing Unit – Endorsement
2-06 – Truth in Lending – Endorsement pdf 74 KB Download2-06 – Truth in Lending – Endorsement
6-2-06 – Variable Rate Mortgage – Negative Amortization – Endorsement pdf 76 KB Download6-2-06 – Variable Rate Mortgage – Negative Amortization – Endorsement
9-1-06 – Restrictions Encroachments Minerals - Unimproved Land – Endorsement pdf 80 KB Download9-1-06 – Restrictions Encroachments Minerals - Unimproved Land – Endorsement
8-1-06 – Environmental Protection Lien – Endorsement pdf 75 KB Download8-1-06 – Environmental Protection Lien – Endorsement
9-3-06 – 2020 Restrictions Encroachments Minerals with Florida Mods – Endorsement pdf 153 KB Download9-3-06 – 2020 Restrictions Encroachments Minerals with Florida Mods – Endorsement
9-06 – Restrictions Easements Minerals Loan Policy- Endorsement pdf 82 KB Download9-06 – Restrictions Easements Minerals Loan Policy- Endorsement
ALTA 36.2-06 Energy Project-Leasehold-Owner's 4-02-12 pdf 100 KB DownloadALTA 36.2-06 Energy Project-Leasehold-Owner's 4-02-12
ALTA 36.4-06 Energy Project-CCR's-Land Under Dev-Owner's 4-02-12 pdf 92 KB DownloadALTA 36.4-06 Energy Project-CCR's-Land Under Dev-Owner's 4-02-12
ALTA 36-06 Energy Project-Leasehold-Easement-Owner's 4-02-12 pdf 102 KB DownloadALTA 36-06 Energy Project-Leasehold-Easement-Owner's 4-02-12
ALTA 36.1-06 Energy Project-Leasehold Easement-Loan 4-02-12 pdf 103 KB DownloadALTA 36.1-06 Energy Project-Leasehold Easement-Loan 4-02-12
ALTA 36-06 Energy Project-Leasehold-Easement-Owner's 4-02-12 pdf 101 KB DownloadALTA 36-06 Energy Project-Leasehold-Easement-Owner's 4-02-12
ALTA 36.7-06 Energy Project-Fee Estate-Owner's Policy 12-01-14 pdf 101 KB DownloadALTA 36.7-06 Energy Project-Fee Estate-Owner's Policy 12-01-14
ALTA 36.8-06 Energy Project-Fee Estate-Loan Policy 12-01-14 pdf 100 KB DownloadALTA 36.8-06 Energy Project-Fee Estate-Loan Policy 12-01-14
ALTA 36.6-06 Energy Project-Encroachments 4-02-12 pdf 92 KB DownloadALTA 36.6-06 Energy Project-Encroachments 4-02-12
ALTA 36.5-06. Energy Project-CCR's Land Under Dev-Loan 4-02-12 pdf 94 KB DownloadALTA 36.5-06. Energy Project-CCR's Land Under Dev-Loan 4-02-12