Property and Casualty Form Filings

The Property and Casualty Product Review Unit enforces the provisions of Chapters 627 and 626, Florida Statutes, and applicable rules, as they relate to the review of Property and Casualty contracts and associated rates. The principle function of the Unit is to review and act upon Property and Casualty contracts and rate filings received from insurance companies and related entities and determine compliance with applicable actuarial standards, statutory provisions, and administrative rules.

The Property and Casualty Product Review Unit also facilitates the submission of personal and commercial policy forms. This page contains instructions, checklists and additional resources to assist companies with personal residential and private passenger form filings and commercial informational form filings.

Contact Information

Phone: (850) 413-3146

Email: PCPR@floir.com

Personal Lines Form Filing Checklists

Personal lines form filings are subject to approval by OIR. OIR created and updated personal residential and private passenger auto form filing checklists as a resource for companies to help provide guidance when submitting personal policy forms.

These instructions and checklists include statutes and rules that apply these policy forms but may not contain all of the requirements for a filing.

OIR recommends that insurers refer to the checklists and the cited statutes and rules for instructions and guidance.

Commercial Lines Form Filing Checklists

Commercial forms are exempt from prior approval pursuant to section 627.4102, Florida Statutes.* However, insurers can get their products to market quickly by certifying their forms in an informational filing. To facilitate these efforts, OIR created commercial form filing checklists as a resource for companies.

These commercial informational form instructions and checklists include statutes and rules which apply to commercial forms but may not contain all of the requirements for a filing. OIR recommends that insurers refer to the checklists and the cited statutes and rules for instructions and guidance.
*Commercial residential form filings must be submitted for approval.