Take-Out Companies

Companies

A company interested in participating in the Citizens Depopulation Program (take-out process) must submit the appropriate documentation to the Office for review and approval. The following information details those requirements:

Requirements for Requesting Approval to Participate in the Takeout Process
December 2, 2016 – Amended order approving Citizens Personal Residential & Commercial Lines Non-Bonus Depopulation
November 30, 2016 – Order approving Citizens Personal Residential & Commercial Lines Non-Bonus Depopulation Plan
June 25, 2012 – Order Approving Amendment to Citizens Personal Residential & Commercial Residential Non-Bonus Takeout Plans
March 11, 2008 - Order Approving Citizens Personal Residential & Commercial Residential Non-Bonus Take-out Plans
- March 20, 2008 – Requirements for the Citizens Depopulation Process
- June 23, 2008 – Additional Requirements for Companies Participating in the Depopulation Process
- October 8, 2008 – Clarification Regarding Changes to the Citizens Depopulation Process

2023 Assumption Calendar Deadlines:

2022 Assumption Calendar Deadlines:

Take-Out Assumption Summaries:

Press Releases

Companies Participating in the Personal/Commercial Residential Take-Out Program:

Company Name Website/Contact Info.	Financial Statement Pages (as of 12/31/2016)*	Company Coverage Worksheets**	Take-Out Letters/Consent Orders/Orders by Assumption Date***
American Colonial Insurance Company (merged with White Pine effective 12/31/2016)**** Website: www.amcolauto.com/ Contact: (855) 410-8513	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Homeowners (HO-3) Policy Homeowners (HO-6) Policy	12/16/2014 2/17/2015
American Integrity Insurance Company of Florida Website: www.aiicfl.com Contact: (866) 663-8812	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	11/16/2010 4/13/2010 11/6/2012 12/4/2012 12/10/2013 5/20/2014 11/18/2014
Anchor Property & Casualty Insurance Company Website: relyonanchor.com Contact: (877) 382-9169	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Homeowners (HO-3) Policy Homeowners (HO-4) Policy Homeowners (HO-6) Policy Dwelling Fire (DP-1) Policy Dwelling Fire (DP-3) Policy	1/13/2015 2/17/2015 3/24/2015 10/27/2015 11/24/2015 12/22/2015 1/19/2016 4/19/2016 5/24/2016
Avatar Property & Casualty Insurance Company Website: www.avatarins.com Contact: (877) 233-3237	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	HO-3 HO-6 MDP-1 MHO-3 Citizens coverage worksheets - click here	2/12/2013 1/7/2014 3/18/2014 11/18/2014 1/13/2015 2/16/2016 12/13/2016 & 12/20/2016 2/21/2017
Capitol Preferred Insurance Company Website: www.capitolpreferred.com Contact: (800) 734-4749	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	All Lines	2/16/2013 11/18/2014
Cypress Property & Casualty Insurance Company Website: www.cypressig.com Contact: (877) 560-5224	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Dwelling Fire (DP-1 & DP-3) (HO-3); (HO-6); (HO-4)	12/16/2014 1/13/2015 10/27/2015
Elements Property Insurance Company (merged with Avatar effective 5/15/2017)***** Website: www.elements-ins.com Contact: (866) 726-3491	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Dwelling Fire (DP-1) Policy Dwelling Fire (DP-3) Policy Homeowners (HO-3) Policy Homeowners (HO-6) Policy	12/10/2013 1/7/2014 2/4/2014 5/20/2014 11/18/2014
First Community Insurance Company Website: www.bankersinsurance.com Contact: (800) 627-0000 Ext. 4703	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	10/9/2012 9/10/2013 12/10/2013 2/4/2014 4/28/2015
Florida Peninsula Insurance Company Website: www.floridapeninsula.com Contact: (877) 229-2244	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	2/14/2012 11/6/2012 1/8/2013 11/5/2013 12/22/2020 2/23/2021 10/19/2021
Heritage Property & Casualty Insurance Company Website: www.heritagepci.com Contact: (855) 620-9978	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	12/4/2012 1/8/2013 4/9/2013 6/28/2013 11/5/2013 12/10/2013 1/7/2014 2/4/2014 3/18/2014 8/19/2014 10/14/2014 & 10/21/2014 11/4/2014 11/18/2014 12/9/2014 & 12/16/2014 1/13/2015 2/10/2015 & 2/17/2015 3/17/2015 & 3/24/2015 4/14/2015 & 4/28/2015 5/12/2015 & 5/26/2015 6/16/2015 & 6/23/2015 7/14/2015 & 7/21/2015 9/15/2015 & 9/22/2015 10/20/2015 & 10/27/2015 10/20/2015 & 11/17/2015 & 11/24/2015 12/15/2015 & 12/22/2015 1/12/2016 & 1/19/2016 2/16/2016 & 2/23/2016 3/15/2016 & 3/22/2016 4/12/2016 & 4/19/2016 5/17/2016 & 5/24/2016 10/18/2016
Homeowners Choice Property & Casualty Insurance Company Website: www.hcpci.com Contact: (888) 210- 5235	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	DP-3 HO-3 HW-2 HO-6 Citizens Coverage Worksheets - Click here	12/7/2010 11/6/2012 11/5/2013 12/16/2014 2/17/2015 10/27/2015 11/22/2016 12/19/2017
Maison Insurance Company Website: http://maisonins.com/ Contact: (844) 962-4766	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Wind Only Policy HW2 & HW6 Citizens Coverage Worksheets - Click here	12/19/2017 12/18/2018
Mount Beacon Insurance Company Website: www.mountbeaconinsurance.net Contact: (844) 279-7312	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	HO-3 HO-6 MHO-3	11/18/2014 12/16/2014 1/13/2015 2/17/2015 3/24/2015 4/28/2015 5/26/2015 6/23/2015
National Specialty Insurance Company Website: http://velocityrisk.com/ Contact: (615) 942-0740	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	DW-2 HW-2 HW-6 Citizens coverage worksheets - click here	2/23/2016 6/21/2016 11/22/2016 12/20/2016 8/22/2017
Olympus Insurance Company Website: www.olympusinsurance.com Contact: (800) 711-9386	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	12/10/2013 11/18/2014 12/16/2014 10/27/2015 12/22/2015
Prepared Insurance Company Website: www.preparedins.com Contact: (877) 313-1824	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Homeowners (HO-3, HO-6, DP-3) Policy	3/9/2010 1/13/2015 4/28/2015
Safe Harbor Insurance Company Website: www.safeharborflorida.com Contact: (866) 896-7233, Claims (866) 482-5246	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Mobile Home Dwelling Fire (MHDP-1) Policy	3/5/2013 1/7/2014
Safepoint Insurance Company Website: www.safepointins.com Contact: (877) 858-7445	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	DP-1 DP-1 C DP-1 T DP-3 DP-3 C DP-3 T HO-3 HO-6 HW-2 HW-4 HW-6 Citizens coverage worksheets - click here	2/4/2014 3/18/2014 10/21/2014 11/18/2014 12/16/2014 10/27/2015 11/24/2015 1/19/2016 10/11/2016 11/15/2016 & 11/22/2016 12/13/2016 & 12/20/2016 1/10/2017 2/21/2017 10/17/2017 11/14/2017 & 11/21/2017 12/19/2017 & 1/9/2018 2/20/2018 10/16/2018 11/13/2018 12/18/2018 1/15/2019
Security First Insurance Company Website: www.securityfirstflorida.com Contact: (877) 900-3974	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	N/A	1/13/2015
Southern Fidelity Insurance Company Website: www.southernfidelityins.com Contact: (866) 874-7342	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	2/16/2010 2/4/2014 11/18/2014 12/20/2016
Southern Fidelity Property & Casualty, Inc. Website: www.southernfidelityins.com Contact: (866) 874-7342	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	1/18/2012 5/10/2012 11/5/2013 2/4/2014 2/4/2014 12/20/2016
Southern Oak Insurance Company Website: www.southernoakins.com Contact: (877) 900-3971	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	DP-3 HO-3 HO-4 HO-6 HW-2 HW-4 HW-6 MHO-3 Citizens coverage worksheets - click here	9/6/2011 11/8/2011 1/10/2012 3/6/2012 7/10/2012 9/4/2012 11/6/2012 1/8/2013 3/5/2013 5/7/2013 7/9/2013 9/10/2013 11/5/2013 1/7/2014 4/15/2014 5/20/2014 7/15/2014 9/16/2014 11/18/2014 1/13/2015 3/24/2015 5/26/2015 7/21/2015 9/22/2015 11/24/2015 1/19/2016 3/22/2016 5/24/2016 7/19/2016 9/20/2016 11/22/2016 2/21/2017 4/18/2017 8/22/2017 10/17/2017 12/19/2017 2/20/2018 4/17/2018 4/19/2018 8/21/2018 10/16/2018 12/18/2018
Tower Hill Preferred Insurance Company Website: www.thig.com Contact: (800) 342-3407	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy (HO-3, H0-4, HO-6)	11/5/2013 10/21/2014
Tower Hill Prime Insurance Company Website: www.thig.com Contact: (800) 342-3407	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy (HO-3, H0-4, HO-6)	11/5/2013
Tower Hill Select Insurance Company Website: www.thig.com Contact: (800) 342-3407	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy (HO-3, H0-4, HO-6)	6/4/2013
Tower Hill Signature Insurance Company Website: www.thig.com Contact: (800) 342-3407	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy (HO-3, H0-4, HO-6)	11/5/2013 11/5/2013
United Property & Casualty Insurance Company Website: www.upcic.com Contact: (800) 295-8016	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	3/8/2011 1/8/2013 11/5/2013 11/4/2014 11/18/2014 12/9/2014 1/6/2015 9/15/2015 & 9/22/2015 10/20/2015 & 10/27/2015 11/17/2015 & 11/24/2015 12/15/2015 & 12/22/2015 10/18/2016
Universal Insurance Company of North America Website: www.universalnorthamerica.com Contact: (866) 458-4262	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	Multi-Peril Policy	12/10/2013 11/18/2014
Weston Insurance Company Website: www.weston-ins.com Contact: (800) 262-1780	Key Financial Statement Pages Investment Financial Statement Pages Other Financial Statement Pages	DW-2 HW-2 HW-4 HW-6 Citizens coverage worksheets - click here	1/31/2013 4/17/2013 5/1/2013 11/5/2013 12/12/2013 (CLA wind only) 12/10/2013 (PLA only) 10/14/2014 & 10/21/2014 12/9/2014 & 12/16/2014 11/17/2015 & 11/24/2015 1/12/2016 & 1/19/2016 11/15/2016 & 11/22/2016 6/20/2017 7/11/2017 11/14/2017 & 11/21/2017 4/17/2018 5/15/2018 11/13/2018 12/18/2018

*All financial statement pages are as of 12/31/2016 unless otherwise indicated.

**Take-out companies were required to provide a company coverage comparison to a Citizens policy beginning with the November 2012 assumption. Companies participating in take-outs prior to this date may not have one listed.

***The Consent Order is issued to the take-out company by the Office approximately two months before the actual assumption date to remove policyholders from Citizens. (Example – A consent order issued on September 23, 2013 is for an assumption date of November 5, 2013).

****White Pine Insurance Company, as the surviving entity in the merger with American Colonial Insurance Company, will continue to service all such policies, including renewals, through the contract period.

*****Avatar Property & Casualty Insurance Company, as the surviving entity in the merger with Elements Property Insurance Company, will continue to service all such policies, including renewals, through the contract period.

Disclaimer: Some of the information on this page was submitted by the insurance companies to the Office. The Office does not warrant the accuracy or completeness of this information.