Market Regulation

Market Regulation monitors the conduct of insurers in the marketplace and enforces insurer compliance with the Florida Insurance Code through remediation and administrative action. Market Regulation’s primary concern is to properly and timely identify and resolve consumer issues and monitor market trends which serve as early indicators that may identify large-scale problems which could affect an insurer’s financial solvency. Market Regulation utilizes several processes to identify and resolve potential violations such as conducting preliminary investigations, formal investigations, or targeted or comprehensive market conduct examinations.

OIR maintains two Market Regulation business units that specialize in Life and Health Insurance or Property and Casualty Insurance lines of business.

Regulatory Actions Against Unlicensed Entities

• Actions Against Unlicensed Entities

Market Regulation Examination Reports and Consent Orders

• Continuing Care Retirement Communities
• Discount Medical Plan Organizations
• Health Maintenance Organizations
• Life and Health Companies
• Property and Casualty Companies

Property & Casualty PCMR@floir.com

Life & Health LHMR@floir.com