Life and Health Product Review
Long-Term Care New Business Rates
As required by Section 627.9407(7)(c), F.S., the links below provide the maximum new business rates for Facility Only (nursing home),
Non-Facility Only (home health care), and Comprehensive (nursing home and home health care) policies in the state of Florida. The rates
represent commonly offered benefits under these types of coverage. For guidance on the appropriate method to adjust these rates to account
for plan variations, please contact the Office of Insurance Regulation.
The 2019 Long-Term Care New Business Rates are to be used with effective dates between February 1, 2020 and December 31, 2020 or until additional rates are published.
The effective date is the first day the company intends to implement the rates and not the renewal date of an individual insured.