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► **Press Release** Insurance Commissioner David Altmaier: AOB Abuse Continues to Threaten Florida’s Homeowners and Consumers

12/12/2018

Florida Insurance Commissioner David Altmaier issued the following statement regarding the Insurance Information Institute’s (I.I.I.) report released yesterday highlighting its perspective on the current state of Florida’s assignment of benefits (AOB) crisis.

► **Press Release** As Hurricane Season Ends, Efforts to Secure Flood Coverage Should Not

11/29/2018

As the 2018 Atlantic Hurricane Season nears its end, Florida Insurance Commissioner David Altmaier and Chief Financial Officer (CFO) Jimmy Patronis are reminding consumers that now is not the time to be complacent when protecting yourself from the impacts of flooding. Consumers are urged to take action now to review their insurance policies, understand their coverages and secure flood insurance coverage.

► **Press Release** Office Approves 13.8% Decrease to Florida’s Workers’ Compensation Insurance Rates

11/9/2018

Florida Insurance Commissioner David Altmaier has issued a Final Order​ granting approval to the National Council on Compensation Insurance (NCCI) for a statewide overall rate level decrease of 13.8 percent. This applies to both new and renewal workers’ compensation insurance policies effective in Florida as of January 1, 2019.

► **Media Advisory** Florida Health Insurance Advisory Board (FHIAB) Conference Call Meeting

11/2/2018

The FHIAB will hold a public meeting via conference call to discuss its 2019 legislative proposals.

► **Press Release** Office Orders Slightly Larger Workers’ Compensation Insurance Rate Decrease for 2019

11/2/2018

Florida Insurance Commissioner David Altmaier issued an Order ​today notifying the National Council on Compensation Insurance (NCCI) that its 2019 rate filing proposing a 13.4 percent decrease, if amended by November 7, 2018, will be approved as a slightly larger workers’ compensation rate decrease of 13.8 percent. Approval of a revised rate decrease is contingent on the amended filing being submitted with changes as stipulated within the Order. If approved by OIR, the revised rate decrease would become effective on January 1, 2019, for new and renewal business.

► **Press Release** National Council on Compensation Insurance (NCCI) Public Rate Hearing Canceled

10/16/2018

Commissioner David Altmaier announced the cancellation of the public rate hearing scheduled for Wednesday, October 17, 2018, to discuss the 2019 Florida workers’ compensation rate filing by the National Council on Compensation Insurance (NCCI). The cancellation is due to Hurricane Michael’s impact which devastated much of Florida’s Gulf Coast last week.

► **Press Release** OIR Issues Emergency Order During Hurricane Michael Recovery

10/15/2018

At the direction of Governor Scott, Insurance Commissioner David Altmaier issued an Emergency Order suspending and activating certain insurance rules and statutes for the health, safety, and welfare of Florida's policyholders.

► **Press Release** UPDATED: Florida Law Reminder for Early Prescription Refills

10/8/2018

Following Governor Scott’s Executive Order declaring a state of emergency for 35 counties in the Florida Panhandle and Big Bend as the state prepares for Hurricane Michael, the Florida Office of Insurance Regulation (OIR) issued the following notice to all health insurers, managed care organizations and other health entities licensed by OIR:

► **Press Release** Florida Law Reminder for Early Prescription Refills

10/7/2018

Following Governor Scott’s Executive Order declaring a state of emergency for 26 counties in the Florida Panhandle and Big Bend as the state prepares for Tropical Storm Michael, the Florida Office of Insurance Regulation (OIR) issued the following notice to all health insurers, managed care organizations and other health entities licensed by OIR:

► **Media Advisory** Florida Health Insurance Advisory Board (FHIAB) Conference Call Meeting

10/3/2018

The FHIAB will hold a public meeting via conference call to review the Plan of Operations and 2019 legislative proposals and approve the State of the Market Annual Report.

► **Office Statement** Florida Health Insurance Advisory Board (FHIAB) Conference Call Meeting

9/10/2018

Today, Florida Insurance Commissioner David Altmaier issued the following statement in response to Chief Financial Officer (CFO) Jimmy Patronis calling for reforms to curb property insurance fraud.

► **Press Release** CONSUMER ALERT: Understand What You Are Signing During Tropical Storm Gordon Recovery

9/3/2018

Insurance Commissioner David Altmaier is encouraging Floridians who will be recovering from potential flood or wind damages to their homes and businesses from Tropical Storm Gordon to use caution when signing an Assignment of Benefits (AOB).

► **Press Release** OIR Announces 2019 PPACA Individual Market Health Insurance Plan Rates

8/28/2018

The Florida Office of Insurance Regulation (OIR) announced today that premiums for Florida individual major medical plans in compliance with the federal Patient Protection & Affordable Care Act (PPACA) will increase an average of 5.2 percent beginning January 1, 2019.

► **Office Statement** OIR Receives Annual Workers’ Compensation Rate Filing

8/28/2018

The Office of Insurance Regulation (OIR) has received the 2019 Florida workers’ compensation rate filing by the National Council on Compensation Insurance (NCCI), which proposes a statewide average premium decrease of 13.4%. The new rates would become effective January 1, 2019.

► **Press Release** Take Action Now to Review Your Insurance Policy, Secure Flood Insurance Coverage

8/10/2018

As the peak of the 2018 Atlantic Hurricane Season nears and Florida approaches the one-year mark since Hurricane Irma, Florida Insurance Commissioner David Altmaier and Chief Financial Officer (CFO) Jimmy Patronis are reminding consumers to take action now to review their insurance policies and secure flood insurance coverage.

► **Media Advisory** Public Hearing for American Family Insurance Mutual Holding Company’s Request for Merger with Main Street America Group Mutual Holdings, Inc.

7/20/2018

The Florida Office of Insurance Regulation will conduct a public hearing to discuss the application submitted by American Family Insurance Mutual Holding Company for a proposed merger with Main Street America Group Mutual Holdings Inc.

► **Press Release** Florida Law Reminder for Early Prescription Refills

5/26/2018

Following Governor Scott’s Executive Order declaring a state of emergency in all 67 Florida counties as the state prepares for Subtropical Storm Alberto, the Florida Office of Insurance Regulation (OIR) issued the following notice to all health insurers, managed care organizations and other health entities licensed by OIR:

► **Press Release** OIR To Consumers: Take Action Now to Secure Flood Insurance Coverage

5/23/2018

As the State of Florida continues to brace for significant flooding throughout the week, Florida Insurance Commissioner David Altmaier is encouraging consumers to take action now to secure flood insurance coverage.

► **Press Release** OIR Staff Member Deploying to Puerto Rico to Provide Assistance

5/11/2018

Florida Insurance Commissioner David Altmaier announced today that staff from the Office of Insurance Regulation (OIR) will travel to Puerto Rico to assist those impacted by Hurricane Maria.

► **Press Release** OIR Approves Workers’ Comp Insurance Rate Decrease

5/1/2018

The Florida Office of Insurance Regulation announced today that it has approved a rate decrease for workers’ compensation insurance in Florida.

► **Press Release** Office and Cabinet Applaud the Passage of HB 7015 by the House of Representatives

1/12/2018

The Florida Office of Insurance Regulation (Office) and Cabinet applaud the actions of the Florida House of Representatives in passing legislation today to specifically address assignment of benefits (AOB) reform.

► **Press Release** Florida Announces Two Multi-Agency, Multi-State Life Claim Settlement Agreements Totaling $600,000

12/21/2017

The Florida Office of Insurance Regulation (Office), Florida Department of Financial Services, and the Florida Office of the Attorney General today announced national life claim settlement agreements have been signed with State Fa​rm for $250,000 and Aflac​ for $350,000.

► **Press Release** Office Issues Orders Establishing 2018 Rates for Citizens

12/6/2017

The Florida Office of Insurance Regulation (Office) has established the 2018 personal and commercial property insurance rates for Citizens Property Insurance Corporation (Citizens).

► **Press Release** Office Approves a 9.5% Decrease to Florida’s Workers’ Compensation Insurance Rates

11/9/2017

Florida Insurance Commissioner David Altmaier has issued a Final Order​ granting approval to the National Council on Compensation Insurance (NCCI) for a statewide overall rate level decrease of 9.5% and premium level decrease of 9.8%.

► **Office Statement** Office Orders Slightly Larger Workers’ Compensation Insurance Rate Decrease for 2018

11/1/2017

Florida Insurance Commissioner David Altmaier issued an Order​ late yesterday notifying the National Council on Compensation Insurance (NCCI) that its 2018 rate filing has been disapproved and, if amended by November 7, 2017, will be approved with a slightly larger workers’ compensation rate decrease.

► **Media Advisory** National Council on Compensation Insurance (NCCI) Public Rate Hearing

10/12/2017

The Florida Office of Insurance Regulation (Office) will conduct a public hearing to discuss NCCI’s proposed overall statewide average workers' compensation premium decrease of 9.6%.

► **Press Release** Office Introduces New Resource to Help the Public Stay Informed About Insurance Activities in the State

10/11/2017

The Office of Insurance Regulation (Office) is pleased to introduce a new subscription service that allows consumers and other interested parties an opportunity to sign up and receive their choice of several Office-issued communications.

► **Press Release** Office Announces Submission of Proposed Rates for 2018 Federal PPACA Health Insurance Plans

9/26/2017

Today, the Office of Insurance Regulation announced the submission of proposed rates for 2018 Federal Patient Protection & Affordable Care Act (PPACA) health insurance plans.

► **Media Advisory** Florida Health Insurance Advisory Board (FHIAB) Conference Call Meeting

9/25/2017

The FHIAB will hold a public meeting via conference call to finalize its 2018 legislative recommendations.

► **Press Release** CONSUMER ALERT: Know What You Are Signing for Repairs After Hurricane Irma

9/18/2017

Insurance Commissioner David Altmaier is encouraging Floridians who are now dealing with the aftermath of Hurricane Irma and assessing damage to their homes and businesses to be aware of what they may be signing for repair work.

► **Press Release** CONSUMER ALERT: FEMA/NFIP Announce Enhanced Claims Filing Process for Flood Insurance Policyholders Affected by Hurricane Irma

9/15/2017

The Florida Office of Insurance Regulation is sharing guidance issued by the Federal Emergency Management Agency (FEMA) addressing the claims process for its National Flood Insurance Program (NFIP) policyholders affected by Hurricane Irma.

► **Press Release** After Irma, Report Losses Quickly and Protect Yourself from Unlicensed Individuals

9/12/2017

Following the landfall of Hurricane Irma, many Floridians are now assessing their homes and property for damage and taking steps to make temporary repairs to prevent additional damage before filing insurance claims.

► **Press Release** CONSUMER ALERT: Managing the Post-Storm Insurance Claims Filing Process

9/10/2017

As Hurricane Irma continues to impact Florida, residents affected by the storm will soon begin the process of surveying damages to their property and belongings.

► **Press Release** Patronis and Altmaier Stress Hurricane Irma Preparedness

9/8/2017

In advance of Hurricane Irma’s impact to Florida, CFO Jimmy Patronis and Insurance Commissioner David Altmaier are advising the state’s more than 20 million residents to take actions now and get prepared.

► **Press Release** In Case You Missed It...CFO Patronis and Commissioner Altmaier: Florida Insurance Industry Preparing for Hurricane Irma

9/6/2017

Today, Chief Financial Officer Jimmy Patronis and Insurance Commissioner David Altmaier hosted a conference call with insurance company executives to confirm that companies are prepared to meet Floridians’ needs following Hurricane Irma.

► **Office Statement** Office Statement on Annual Workers’ Compensation Rate Filing

8/29/2017

The Office of Insurance Regulation (Office) has received the 2018 Florida workers’ compensation rate filing by the National Council on Compensation Insurance (NCCI), which proposes a statewide average premium decrease of 9.6%.

► **Media Advisory** Florida Health Insurance Advisory Board (FHIAB) Meeting

8/29/2017

The FHIAB will hold a public meeting to conduct administrative matters and discuss its 2018 legislative proposals.

► **Media Advisory** Citizens Property Insurance Corporation (Citizens) Public Rate Hearing

8/14/2017

The Florida Office of Insurance Regulation (Office) will conduct a rate hearing to receive public comment on Citizens’ proposed rate changes for its business in the ...

► **Press Release** Commissioner Altmaier Welcomes New Chief of Staff to the Office of Insurance Regulation

7/20/2017

Florida Insurance Commissioner David Altmaier is pleased to announce the appointment of Michael Yaworsky as the new Chief of Staff for the Office of Insurance Regulation (Office) effective Monday, July 24, 2017.

► **Press Release** Insurance Commissioner Altmaier's Message to Floridians: Prepare Now for the 2017 Hurricane Season

5/30/2017

Florida Insurance Commissioner David Altmaier has an important message for Floridians ahead of the hurricane season beginning on June 1.

► **Press Release** Office Update on Florida Blue’s Payment Processing Issue

5/3/2017

The Florida Office of Insurance Regulation (Office) is aware that many Florida Blue customers experienced multiple fund withdrawals from their bank accounts to pay for what should have been a one-time scheduled payment of their May health insurance policy premium.

► **Office Statement** Statement from Commissioner David Altmaier on the Passage of HB 1421 Out of the House of Representatives

4/26/2017

Today, Florida Insurance Commissioner David Altmaier issued the following statement:

► **Press Release** Office of Insurance Regulation Launches Assignment of Benefits (AOB) Resource Webpage

4/5/2017

The Florida Office of Insurance Regulation (Office) today launched an Assignment of Benefits (AOB) resource webpage with information to educate Florida’s consumers about changes needed to discourage fraudulent AOB activity.

► **Press Release** CONSUMER ALERT: It’s Time to Evaluate Your Flood Insurance Coverage Before the Start of Hurricane Season

4/3/2017

Insurance Commissioner David Altmaier is encouraging consumers to have flood insurance protection in place for their homes and businesses prior to the start of this year’s hurricane season.

► **Press Release** Office of Insurance Regulation Issues Designated Statistical Agent for Workers’ Compensation RFP

3/17/2017

The Florida Office of Insurance Regulation (Office) today issued a Request for Proposal (RFP) for the purpose of seeking one or more qualified firms to perform the functions of a designated statistical agent for Workers’ Compensation and Employers Liability insurance as permitted by Florida Statutes.

► **Press Release** CONSUMER ALERT: Florida NFIP Policyholders Have 60 More Days to File A Proof of Loss Associated with Hurricane Matthew Claims; Proof of Loss Extension Associated with Hurricane Hermine Claims Has Expired

2/3/2017

At the request of Insurance Commissioner David Altmaier, the Federal Emergency Management Agency (FEMA) has granted another extension giving National Flood Insurance Program (NFIP) policyholders in Florida an additional 60 days to file a complete, signed, and sworn proof of loss in support of their insurance claim for flooding damages associated with Hurricane Matthew.

► **Press Release** Florida Signs a $1.5 Million Life Claim Settlement Agreement with Ameriprise Subsidiaries

1/30/2017

The Florida Office of Insurance Regulation (Office), Florida Department of Financial Services (DFS), and the Florida Office of the Attorney General (AG) today announced that a $1.5 million life claim settlement agreement has been reached with subsidiaries of the Ameriprise Group, RiverSource Life Insurance Company and RiverSource Life Insurance Company of New York.

► **Press Release** Office Issues 2016 Workers’ Compensation Annual Report

1/13/2017

The Florida Office of Insurance Regulation (Office) has released the 2016 Workers' Compensation Annual Report to the Florida Legislature.

► **Press Release** Insurance Commissioner Announces Agreements for 10-Year Long-Term Care Insurance Rate Guarantees by MetLife & Unum

1/12/2017

Florida Insurance Commissioner David Altmaier has made rate filing decisions on long-term care insurance products for Metropolitan Life Insurance Company (“MetLife”) and two subsidiaries of the Unum Group, Unum Life Insurance Company of America and Provident Life and Accident Insurance Company (“Unum”).

► **Press Release** CONSUMER ALERT: Florida NFIP Policyholders Now Have Until January 31, 2017 to File A Flood Insurance Claim Associated with Hurricane Hermine

12/21/2016

At the request of Insurance Commissioner David Altmaier, the Federal Emergency Management Agency (FEMA) has granted another extension giving National Flood Insurance Program (NFIP) policyholders in Florida an extra 30 days, or until January 31, 2017, to file claims associated with Hurricane Hermine.

► **Media Advisory** Florida Health Insurance Advisory Board (FHIAB) Conference Call Meeting

12/14/2016

The FHIAB will hold a public meeting via conference call to conduct administrative matters and discuss its 2017 legislative recommendations.

► **Press Release** CFO Jeff Atwater and Commissioner David Altmaier Host Insurance Roundtable Marking the End of Hurricane Season

12/5/2016

On Friday, December 2, Florida Chief Financial Officer Jeff Atwater and Insurance Commissioner David Altmaier hosted an insurance roundtable discussion with representatives from more than 25 insurance companies ...

► **Media Advisory** CFO Jeff Atwater and Commissioner David Altmaier to Host Insurance Roundtable Marking the End of Hurricane Season

11/30/2016

On Friday, December 2, 2016, Florida Chief Financial Officer Jeff Atwater and Insurance Commissioner David Altmaier will host a roundtable discussion focused on the 2016 Atlantic Hurricane Season, which ends today, November 30.

► **Press Release** Office Files Notice of Appeal in Workers’ Compensation Court Case

11/29/2016

The Florida Office of Insurance Regulation (Office) has filed a Notice of Appeal with the First District Court of Appeal in the Fee v. National Council on Compensation Insurance (NCCI)/Office court case.

► **Press Release** CONSUMER ALERT: FEMA Extends Filing Deadlines for NFIP Flood Insurance Claims Associated with Hurricanes Hermine and Matthew

11/23/2016

The Federal Emergency Management Agency (FEMA) has granted an additional 30-day extension for National Flood Insurance Program (NFIP) policyholders to file claims associated with Hurricane Hermine and an additional 60-day extension to file claims associated with Hurricane Matthew.

► **Press Release** CONSUMER ALERT: FEMA Extends Filing Deadline from 60 Days to 90 Days for NFIP Flood Insurance Claims Associated with Hurricane Hermine

10/26/2016

After productive discussions between Insurance Commissioner David Altmaier and representatives of the Federal Emergency Management Agency (FEMA) on ways to assist Floridians impacted by the widespread flooding caused by Hurricane Hermine, an extension of 30 days has been granted for National Flood Insurance Program (NFIP) policyholders to file claims.

► **Media Advisory** Florida Health Insurance Advisory Board (FHIAB) Meeting

10/17/2016

The FHIAB will hold a public meeting to conduct administrative matters, adopt the “State of the Market” Annual Report, and discuss its 2017 legislative proposals.

► **Press Release** CHOICES is Available to Help Consumers Shop for and Compare Prices of Medicare Supplement Policies/a>

10/14/2016

With the Medicare Advantage open enrollment period beginning this weekend, the Florida Office of Insurance Regulation (Office) wants to remind consumers aged 65 or older about a free online resource called the CHOICES system.

► **Press Release** Following Hurricane Matthew, Report Losses Quickly and Protect Yourself from Potentially Unlicensed Individuals

10/8/2016

Following the landfall of Hurricane Matthew, many Floridians are now beginning the process of notifying their insurance carrier of damaged property and items and taking steps to make temporary repairs to prevent additional damage.

► **Press Release** CONSUMER ALERT: Managing the Post-Storm Insurance Claims Filing Process

10/7/2016

As Hurricane Matthew continues to impact Florida, residents affected by the storm will soon begin the process of surveying damages to their property and belongings.

► **Press Release** Office Issues Final Order Approving a 14.5% Increase to Workers' Compensation Insurance Rates in Florida

10/6/2016

The Florida Office of Insurance Regulation (Office) has issued a Final Order granting approval to the National Council on Compensation Insurance (NCCI) for an overall combined statewide average rate increase of 14.5%.

► **Press Release** Office Issues Order Establishing Citizens Commercial Property Rates

9/30/2016

The Florida Office of Insurance Regulation (Office) has issued an Order establishing the 2017 commercial property rates for Citizens Property Insurance Corporation (Citizens).

► **Press Release** Office Takes Action on Workers’ Compensation Insurance Rates

9/27/2016

After a thorough review of the workers’ compensation insurance rate filing submitted by the National Council on Compensation Insurance (NCCI) and careful consideration of hundreds of public comments and testimony received from interested stakeholders, the Florida Office of Insurance Regulation (Office) has issued an Order that gives contingent approval to an overall combined average statewide rate increase of 14.5% versus the requested 19.6%.

► **Press Release** Office Issues Citizens Rate Filing Order

9/16/2016

The Florida Office of Insurance Regulation (Office) has established the 2017 personal property insurance rates for Citizens Property Insurance Corporation (Citizens).

► **Press Release** Office Releases Final Actuarial Study on PIP Insurance

9/14/2016

The Florida Office of Insurance Regulation (Office) today released an actuarial study written by Pinnacle Actuarial Resources, Inc. (Pinnacle) that estimates the effect of cost savings realized by insurance companies writing Personal Injury Protection (PIP) auto insurance...

► **Press Release** CONSUMER ALERT: Office Of Insurance Regulation Email Scam Targeting Floridians

9/8/2016

The Office of Insurance Regulation (OIR) and the Department of Financial Services (DFS) have been made aware of a scam involving the unauthorized use of Insurance Commissioner David Altmaier’s name and position.

► **Press Release** Office Announces 2017 PPACA Individual Market Health Insurance Plan Rates to Increase 19% on Average

9/6/2016

The Florida Office of Insurance Regulation announced today that premiums for Florida individual major medical plans in compliance with the federal Patient Protection & Affordable Care Act (PPACA) will increase an average of 19% beginning January 1, 2017.

► **Press Release** In Case You Missed It...Following Hurricane Hermine, Report Losses Quickly and Protect Yourself from Potentially Unlicensed Individuals

9/2/2016

Following the landfall of Hurricane Hermine, many Floridians are now beginning the process of notifying their insurance carrier of damaged property and items and taking steps to make temporary repairs to prevent additional damage.

► **Press Release** In Case You Missed It...Consumer Alert: Managing the Post-Storm Insurance Claims Filing Process

9/2/2016

In the wake of Hurricane Hermine, Floridians affected by the storm must now begin the process of surveying damages to their property and belongings.

► **Media Advisory* Citizens Property Insurance Corporation (Citizens) Public Rate Hearing

8/11/2016

The Florida Office of Insurance Regulation (Office) will conduct a rate hearing to receive public comment on Citizens’ proposed rate changes for its business in the Multi-Peril and Wind Only Coastal Account (CA), Commercial Lines Account (CLA), and the Personal Lines Account (PLA).

► **Media Advisory* National Council on Compensation Insurance (NCCI) Public Rate Hearing

8/10/2016

The Florida Office of Insurance Regulation (Office) will conduct a public hearing to discuss the NCCI rate filing which proposes a rate increase for the workers’ compensation line of insurance as a result of three recent legal changes.

► **Media Advisory* Florida Office of Insurance Regulation Announces Long-Term Care Public Rate Hearings

8/9/2016

The Office will conduct two public hearings to receive public comment on the proposed statewide average rate increases for specific long-term care insurance products sold by Metropolitan Life Insurance Company (“MetLife”) and Unum Life Insurance Company of America (“Unum”).

► **Press Release* Florida Signs Four More Life Claim Settlement Agreements

8/4/2016

The Florida Office of Insurance Regulation (Office), Florida Department of Financial Services (DFS), and the Florida Office of the Attorney General (AG) today announced national life claim settlement agreements have been signed with four life insurance companies totaling more than $3.4 million:

► **Media Advisory* Florida Health Insurance Advisory Board (FHIAB) Meeting

7/19/2016

The FHIAB will hold a public meeting to conduct administrative matters and begin discussion of 2017 legislative proposals.

► **Press Release* Florida Insurance Commissioner Announces Public Hearings for Two Insurance Companies Requesting Long-Term Care Insurance Rate Increases Up to 95% and 114%

7/13/2016

Today, Florida Insurance Commissioner David Altmaier announced the Office of Insurance Regulation (Office) will host two public hearings on Friday, August 12, 2016, to discuss significant long-term care insurance rate increases being proposed by Metropolitan Life Insurance Company (“Metlife”) and Unum Life Insurance Company of America (“Unum”).

► **Press Release* Office Receives Amended NCCI Workers’ Compensation Rate Filing

7/1/2016

The Office of Insurance Regulation received an amended rate filing yesterday by the National Council on Compensation Insurance (NCCI) to address a third legal change affecting Florida’s workers’ compensation system.

► **Office Statement* Office Statement on NCCI Workers' Compensation Rate Filing to Address Recent Legal Changes

5/27/2016

The Office of Insurance Regulation received a workers’ compensation rate filing today by the National Council on Compensation Insurance (NCCI).

► **Office Statement* Office Statement on the Appointment of Florida's New Insurance Commissioner

4/29/2016

Today, the Financial Services Commission appointed David Altmaier as the new Insurance Commissioner for the Florida Office of Insurance Regulation.

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