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The Patient Protection and Affordable Care Act

In March of 2010, the federal government passed healthcare insurance reform. This included the Patient Protection and Affordable Care Act signed into law on March 23, and the subsequent Health Care and Education Reconciliation Act of 2010 signed into law on March 30. Together these bills are referred to as “The Affordable Care Act.” The purpose of this legislation is to:

  • Expand Coverage to over 30 million uninsured Americans
  • Require Individuals to Purchase Health Insurance
  • Expand Eligibility for High-Risk Pools and Medicaid
  • Eliminate Pre-Existing Condition Exclusions and Lifetime Limits
  • Establish Health Insurance Exchanges
  • Reduce Fraud in the Current System
  • Ensure a Specific Portion of Insurance Premium is Dedicated to Medical Expenses

 

Deputy Commissioner Mary Beth Senkewicz

Deputy Commissioner Mary Beth Senkewicz speaks about the
federal health care reform's impact on Florida's insurance market.

www.healthcare.gov

High Risk Pool: Pre-Existing Condition Insurance Plan (PCIP)

Florida Department of Financial Services

National Association of Insurance Commissioners

Federal health care implementation and its potential impact on Florida

Video of the Florida Health Insurance Advisory Board discussing Medical Loss Ratio Requirements.

Florida Insurance Commissioner Kevin McCarty’s letter to Health and Human Services Secretary Kathleen Sebelius expressing concerns about the Medical Loss Ratio Requirements.

Florida Attorney General Bill McCollum challenges constitutionality of health care reform.